What does a medium to long term investment mean?

The attached table illustrates the performance of equities against gilts and cash for various holding periods.

The first column shows that over a holding period of TWO years, equities out performed cash in 78 out of 115 years.

The sample based probability of equity out-performance is 68.00%.

By extending the holding period out to 10 years, this rises to 91.00%Medium to long term investment is 5 to 7 years.

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WARNING: Past performance is not a reliable guide to future performance. WARNING: The value of your investment may go down as well as up. WARNING: You may lose some or all of the money you invest. WARNING: These funds may be affected by changes in currency exchange rates. WARNING: If you invest into this product you will have access until you retire (Pension Products). WARNING: The above content does not constitute investment advice, as it does not take into account the investment objectives, knowledge and experience of financial situation of any particular person. Prospective investors are advised to make their own assessment of the information contained herein and to obtain professional advice suitable to their own individual circumstances. WARNING: The information contained in this document is based on our understanding of current tax legislation and the current Revenue Commissioners interpretation thereof and is subject to change including retrospectively without notice. This is intended as a general guide only and is not a substitute for professional tax, legal and investment advice.