Sunday Independent; Business Investment advice

Nelson Life recommend that investing in non capital secure products should only be considered over the medium to long-term (typically, 5-7 years or more) so as to reduce the risk of short-term market volatility.

However, even long-term investing involves risk as values will fluctuate over time.

READ NELSON LIFE RECOMMENDATION FOR LOWER RISK AND MEDIUM RISK INVESTOR HERE

We are definitely now in a world period of low numbers – low interest rates (obviously bad for savers), lower GDP growth, low inflation and generally we should be dampening our expectation about growth.

Ensuring our investments are well diversified has never been as important.

Lower risk investments offer the potential for returns in excess of deposits but do not promise a minimum return at any time.

Lower risk investments tend to invest in a range of assets, normally focusing on lower risk assets such as government bonds and investment grade corporate bonds.

However, they also typically invest in higher risk assets such as equities, property and alternatives (e.g. commodities). At times these investments may be a significant proportion of the fund.

Investors’ capital is less exposed to market fluctuations than higher risk investments but investors may get back less than they originally invested.Nelson Life provide trusted investment advice and have access to over 20 product providers. We arenot tied to one provider.

Want to know more? We are available to discuss your options, and we look forward to hearing from you.

Our job is to help you choose a product and structure that will help you meet your goals.

telephone | 091441188 and/or email | office@nelsonlife.ie

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Nelson Life Limited trading as Nelson Life is regulated by the Central Bank of Ireland.

WARNING: Past performance is not a reliable guide to future performance. WARNING: The value of your investment may go down as well as up. WARNING: You may lose some or all of the money you invest. WARNING: These funds may be affected by changes in currency exchange rates. WARNING: If you invest into this product you will have access until you retire (Pension Products). WARNING: The above content does not constitute investment advice, as it does not take into account the investment objectives, knowledge and experience of financial situation of any particular person. Prospective investors are advised to make their own assessment of the information contained herein and to obtain professional advice suitable to their own individual circumstances. WARNING: The information contained in this document is based on our understanding of current tax legislation and the current Revenue Commissioners interpretation thereof and is subject to change including retrospectively without notice. This is intended as a general guide only and is not a substitute for professional tax, legal and investment advice.