Retirement planning questions
There are so many resources available to assist with planning for your retirement - books, seminars, on line calculators and financial advisors.
However, many miss the real reason we save for our retirement.
Do you really know your target retirement date - exact day, month and year?
What does your ideal retirement look like ?
Your dreams & how will you use the days, weeks and many years ahead?
At Nelson Life as pension planners we will help you to quantify the exact retirement fund needed.
We start by addressing the following
Eligibility to State Pension and when payable - 66/67 or 68 !
Existing private pension provision already accumulated
Existing personal savings, investment and possible inheritance
Plans to work into retirement.
We will then quantify your retirement income SHORTFALL:
Project current earned income to retirement
Determine percentage of current income to be replaced
Deduct existing provision made
Quantify additional investment required to make up this calculated shortfall.
All of the above are based upon assumptions such as - inflation, earnings growth, gross investment returns, annuity rates, your ability to work to retirement age.
Let Nelson Life assist you and put a numerical figure on your "funding gap" , advise on the solutions and choices available.
Want to know more? We are available to discuss your options, and we look forward to hearing from you.
Our job is to help you choose a product and structure that will help you meet your goals.
telephone | 091441188 and/or email | office@nelsonlife.ie
RETIREMENT & PENSIONS | INVESTMENTS | FINANCIAL PLANNING | LIFE INSURANCE
Nelson Life Limited trading as Nelson Life is regulated by the Central Bank of Ireland.
WARNING: Past performance is not a reliable guide to future performance. WARNING: The value of your investment may go down as well as up. WARNING: You may lose some or all of the money you invest. WARNING: These funds may be affected by changes in currency exchange rates. WARNING: If you invest into this product you will have access until you retire (Pension Products). WARNING: The above content does not constitute investment advice, as it does not take into account the investment objectives, knowledge and experience of financial situation of any particular person. Prospective investors are advised to make their own assessment of the information contained herein and to obtain professional advice suitable to their own individual circumstances. WARNING: The information contained in this document is based on our understanding of current tax legislation and the current Revenue Commissioners interpretation thereof and is subject to change including retrospectively without notice. This is intended as a general guide only and is not a substitute for professional tax, legal and investment advice.